RamFincorp Loan Kya Hai? Interest Rate & Eligibility 2026
RamFincorp ek NBFC hai jo personal loan, business loan aur gold loan deta hai. Is post mein poori jankari: interest rate, eligibility, documents aur apply process.
RamFincorp Loan Kya Hai?
RamFincorp ek Non-Banking Financial Company (NBFC) hai jo RBI se registered hai. Yeh company personal loan, business loan, aur gold loan deti hai. Agar aapko urgent paison ki zaroorat hai aur bank se loan nahi mil raha, toh RamFincorp ek option ho sakta hai.
RamFincorp Loan Interest Rate 2026
| Loan Type | Interest Rate | Avadhi | Amount |
|---|---|---|---|
| Personal Loan | 18% – 28% p.a. | 3–36 mahine | ₹10,000 – ₹5 Lakh |
| Business Loan | 16% – 24% p.a. | 6–60 mahine | ₹50,000 – ₹25 Lakh |
| Gold Loan | 9% – 14% p.a. | 3–24 mahine | ₹10,000 – ₹50 Lakh |
Eligibility (Yogyata)
- 🟢 Umra: 21 se 60 saal
- 🟢 Naukri/Business: Employed ya self-employed dono
- 🟢 CIBIL Score: 650+ (personal loan ke liye)
- 🟢 Monthly Income: ₹15,000 se zyada
- 🟢 Gold Loan: CIBIL score zaruri nahi
Zaruri Documents
- 📄 Aadhaar Card + PAN Card
- 📄 Bank Statement (6 mahine)
- 📄 Salary Slip / ITR (last 2 years)
- 📄 Passport size photo
- 📄 Address Proof
Apply Kaise Karein?
- Online: RamFincorp website ya app par apply karein
- Documents upload karein (Aadhaar, PAN, income proof)
- Verification — 24-48 ghante mein hoti hai
- Disbursement — approved hone ke 2-3 din mein bank account mein
⚠️ Savdhaani: RamFincorp se loan lene se pehle interest rate aur processing fee zaroor compare karein. EMI calculator se pehle total cost calculate karein.
Kya RamFincorp Safe Hai?
Haan, RamFincorp RBI registered NBFC hai. Lekin kisi bhi NBFC se loan lete waqt terms aur conditions dhyan se padhein, hidden charges check karein, aur RBI ki website par unka registration verify karein.
